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Payment Plans

Form 9465: Installment Agreement Request

Form 9465 is commonly used when a taxpayer wants to ask the IRS for an installment agreement instead of paying a balance in full immediately.

When this form may come up

Requesting a monthly IRS payment plan when you cannot pay the full balance at once.

  • You owe federal tax shown on a return or IRS notice.
  • You need to request monthly payments by paper form instead of using the IRS online payment agreement tool.
  • You want to propose a payment amount and payment date.

Documents to gather before using it

IRS forms are easier to complete when the facts and supporting documents are organized first.

  • Most recent IRS balance notices
  • Tax years included in the balance
  • Proposed monthly payment amount
  • Bank information if requesting direct debit

Important caution

Some taxpayers can apply online faster, and some business payroll tax situations require different handling.

Related tax problems

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