Understand common tax problems and resolution options
Start with the tax issue you are facing, then narrow by state or city when local context matters.
Back Taxes
Unfiled or unpaid tax balances from prior years can lead to notices, penalties, liens, levies, and enforced collection.
IRS Tax Debt
IRS debt can involve individual income taxes, business taxes, penalties, and collection action after assessed balances remain unpaid.
Wage Garnishment
A wage garnishment can require an employer to send part of your paycheck to the IRS or a state tax agency.
Bank Levy
A bank levy can freeze account funds and may lead to seizure after required notices and collection steps.
Tax Lien
A tax lien is the government's legal claim against property when a tax debt is not paid.
Penalties & Interest
Tax penalties and interest can grow quickly when returns are late, payments are missed, or payroll taxes are unpaid.
Late Tax Returns
Late or missing tax returns can trigger substitute returns, inflated balances, and enforcement.
Payroll Tax Debt
Unpaid payroll taxes are treated seriously because they include withheld employee funds and can create business and personal exposure.
Offer in Compromise
An offer in compromise may allow eligible taxpayers to settle for less than the full balance when the IRS determines the offer reflects ability to pay.
Installment Agreement
An installment agreement allows a tax balance to be paid over time when immediate full payment is not realistic.
Payroll Tax Cluster
Business payroll tax problems need fast, careful triage
Payroll tax debt can involve withheld employee taxes, late deposits, Form 941 periods, revenue officer contact, bank levies, and responsible-person exposure. These pages stay grouped so business owners can move from research to the right next step.