DIY Assistant

Organize the tax debt

Build a financial snapshot before comparing payment, hardship, or settlement paths.

Work through this list

List each tax year

Confirm whether every return is filed

Estimate monthly income and necessary expenses

List assets, vehicles, home equity, bank balances, and retirement accounts

Questions to answer

Which tax years are involved?Are all required returns filed?What is the current IRS balance?What amount could you safely pay each month?Do you have home, vehicle, business, cash, or retirement account equity?

What you will have when you finish

Financial snapshot

Payment capacity estimate

Document checklist

Possible paths to compare

How to use this safely

Use the notes on this page to organize facts before you contact the IRS, review an official IRS tool, or speak with a qualified tax professional. Keep the original notice, envelope, and every page of supporting records together.

Do not enter Social Security numbers, full bank account numbers, IRS account passwords, or complete tax returns here. If a deadline is close, a levy is active, payroll taxes are involved, or you are unsure about appeal rights, get individual review before acting.

Keep in view

These are estimates, not official IRS allowed-expense calculations.

Do not enter account numbers or IRS login credentials.